What I have Learn (Part 6)

Hye...hye...hye readers......actually I want share with you about current issues that I was present a day before I travel with my friends......the current issue is about PTPTN loan.....a week before my turn present,, our Prime Minister was announced budget 2015....soooo my topic are related with that....as we know, PTPTN is one of bodies that offer a loan to the student who want continue their study in Local universities.....starting 1997 until 2014, 2.1 million Malaysian have taken loan and the total is RM47.8billion......However, until 31/8/2014 only RM5.36billion@46% from RM11.76billion have been collected and until 2010, 174000 borrower do not pay back their loan...so from that reason, government try to attract the borrower's attention to repay the loan by reducing interest rates from 4% to 3% and the last up to 1% for interest....however, the borrower still failing to payback the loan....soo that government do a new rules....there are if borrower still fail to payback the PTPTN loan, they can't leaving the country....it means borrower can't go travelling for work or holiday to oversea until they payback their loan....in budget 2015, our PM was stated that the borrower who pay lump sum until 31/3/2015 they will get 20% discount....and they will get 10% discount if they pay back the loan for a continous period 12month up to 31/12/2015....sooo it can be help you to pay back the loan.....this current issues that i share with my friends in class...